AML Investigator

Responsibilities:

• Lead in-depth investigations into transactions or activities flagged by monitoring systems or reported internally as potentially suspicious.

• Examine complex financial data, customer behavior, and account activity to detect signs of money laundering, terrorist financing, fraud, or other financial crimes.

• Draft and submit detailed Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) to the appropriate financial intelligence units or regulatory authorities.

• Clearly and accurately document investigation outcomes in line with internal procedures and regulatory standards.

• Work closely with teams across Compliance, Legal, Business Units, and other investigative functions.

• Maintain up-to-date knowledge of AML/CFT regulations, emerging typologies, and industry best practices.

• Contribute to quality assurance efforts and provide feedback to improve transaction monitoring systems and processes.

• Address inquiries from law enforcement and respond to regulatory requests as needed.

Requirements:

• Bachelor degree in Finance, Accounting, Law, Criminical Justice, Economics or a related discipline is required. A master's degree or certifications such as CAMS or ICA Diploma are highly desirable

• 2 to 5+ years of experience in AML investigations, financial crime compliance, or risk management within the financial services sector. Exposure to correspondent banking, trade finance, or private banking is advantageous.

• Hands-on experience with AML monitoring tools (e.g., Actimize, Mantas).

• Solid understanding of AML regulations and compliance frameworks.

• Strong analytical and critical thinking skills, with the ability to interpret complex data and identify meaningful patterns.

• Excellent communication skills, both written and verbal, for effective reporting and stakeholder engagement.

• Proficiency in Microsoft Office tools (Excel, Word, PowerPoint).

• Familiarity with data analysis tools and techniques is a plus.